Mortgage Interest Rate Predictions 2025. 2024 has been difficult for home sales, following a slow recovery from 2023. Mortgage rates will continue to average above 6% next year, and home prices will keep rising, the realtor.com® economic research team predicts in its new 2025 housing forecast.
Yes, expert sources fannie mae and the mortgage bankers association predict mortgage rates decline a little in 2024, 2025, and 2026 — but current forecasts don’t even see. A final fed rate cut in 2024 and more in 2025 could help to indirectly put some downward pressure on mortgage rates, prompting a rebound in weekly refinance volume.